By purchasing or downloading any digital product from this website, you agree to the terms outlined below. These Terms & Conditions are governed by applicable international and local laws.

1. License and Permitted Use Your purchase grants you a non-exclusive, non-transferable license to use the templates for your own business or client work. You may not redistribute, resell, sublicense, or claim the designs as your own.

2. Payment and Delivery All payments are processed securely in your selected currency. Products are delivered digitally—no physical goods will be sent. You’ll receive access immediately after purchase or via email.

3. Refund Policy Due to the nature of digital products, refunds are not offered for change of mind. If you experience technical issues or receive a file that is faulty or not as described, please contact me and I’ll do my best to resolve it promptly.

4. Intellectual Property All content, templates, and visuals remain the intellectual property of Chie Nalzaro. You may use them for personal or commercial consulting purposes, but you cannot reproduce or distribute them beyond the terms of this license.

5. Support and Customisation Basic support is available for product use issues. Custom edits or tailored design support may be offered for an additional fee upon request.

6. Limitation of Liability To the extent permitted by applicable law, I am not liable for any direct, indirect, or consequential loss or damage arising from the use of the templates or this website.